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California Health & Medicare Plans

Innovative Medicare Supplement F Plans Available. Innovative F Plans Feature Added Benefits Including Vision, Hearing, Health Club And More. Rates Are Currently Less Than Traditional Plan F Supplements. Plan F And Innovative Plan F Will Continue To Be Available To Medicare Members With Part A Eligible Date Prior To January 1, 2020. New To Medicare & Household Discounts May Also Apply.

Blue Shield Plan F Extra
Health Net Innovative Plan F  (Birthday Rule F Transfers Accepted)
Anthem Blue Cross Innovative Plan F


Welcome and thank you for visiting.  I am a licensed independent insurance broker helping individuals, families, small businesses and seniors in California.  I can help you put a plan together for you, your family or small business that will fit your needs and budget.

I help, for free!  My services are at no cost to you.  Brokers are paid by the insurance companies.  By law, your premium will be exactly the same as buying directly from an insurance company or marketplace.

My website has been set up to provide you with information to help you make informed decisions, save you time and save you money. You can shop for coverage, compare insurance plans from multiple insurance companies, obtain current premium rates and apply online from the comfort and convenience of your home or office. You can also request quotes by email or by telephone.

I hope that you find my website helpful and informative. As always, please feel free to e-mail me with any comments or suggestions on how to improve my site.


"Regarding answer one, thank God I found you on the Internet."
-K.I., Yorba Linda , CA

"Superb you are. can't tell you how thankful."
"Dave=the Man! Thank you-thank you-thank you Dave! Yea!"
-J.G., Los Angeles, CA

"Dave Fluker is truly an expert in the health insurance field. He is very familiar with the new legislation and how it can affect his clients. I wouldn't trust anyone else with advice on how to best cover members of my family. Thank you, Dave!"
-B.R., Orange, CA

"Hi Dave
Thank you so much - you are by far the tops. Spending the time and getting back to me so quickly makes me wish I could be dealing with more Dave Flukers. But you... Outstanding once again!!!
-W.E., San Juan Capistrano, CA


Your information is secure, never sold nor shared, and only seen by me



Mailing Address Only
767 Maria Way                    
Gilroy, CA 95020

CA License 0B58920


Phone      408-847-6139
Toll Free   800-509-0659             
Fax            408-762-4450

This website is owned and maintained by David Fluker, who is soley responsible for its content.  The site is not maintained nor affliated with Covered California and Covered California bears no responsibility for its content.  The e-mail addresses and telephone numbers that appear throughout the site belong to David Fluker and cannot be used to contact Covered California.

This website is intended to provide a general description of insurance plans, and is not a complete description of all benefits, limitations and exclusions. 

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