Welcome and thank you for visiting. I am a licensed independent insurance broker helping individuals, families, small businesses and seniors in California. I can help you put a plan together for you, your family or small business that will fit your needs and budget.
I help, for free! My services are at no cost to you. Brokers are paid by the insurance companies. By law, your premium will be exactly the same as buying directly from an insurance company or marketplace.
My website has been set up to provide you with information to help you make informed decisions, save you time and save you money. You can shop for coverage, compare insurance plans from multiple insurance companies, obtain current premium rates and apply online from the comfort and convenience of your home or office. You can also request quotes by email or by telephone.
I hope that you find my website helpful and informative. As always, please feel free to e-mail me with any comments or suggestions on how to improve my site.
Our mission is to ensure all Californians have access to high-quality, affordable health care worthy of our family and friends.
We are an independent member of the Blue Shield Association. Blue Shield offers PPO plans in all 19 California rating areas both on and off exchange.
Kaiser Permanente is recognized as one of America’s leading health care providers and not-for-profit health plans. Care for members and patients is focused on their total health and guided by their personal physicians, specialists and team of caregivers. Our world-class medical teams are supported by industry-leading technology advances and tools for health promotion, disease prevention, care delivery and chronic disease management.
"Regarding answer one, thank God I found you on the Internet."
-K.I., Yorba Linda , CA
"Superb you are. can't tell you how thankful."
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-J.G., Los Angeles, CA
"Dave Fluker is truly an expert in the health insurance field. He is very familiar with the new legislation and how it can affect his clients. I wouldn't trust anyone else with advice on how to best cover members of my family. Thank you, Dave!"
-B.R., Orange, CA
Thank you so much - you are by far the tops. Spending the time and getting back to me so quickly makes me wish I could be dealing with more Dave Flukers. But you... Outstanding once again!!!
-W.E., San Juan Capistrano, CA